Tropical Penguin

I am participating in a card swap this month and the theme is tropical cards.  This is what I made to send to my partner.

The card is 5 1/2"x4 1/4."  The yellow mat is 5 3/8"x4 1/8" and the wave patterned mat is cut with a Jaded Blossom die.

Both the island and the surfer penguin are from SVG Cutting Files.  I added some glossy accents to the sunglasses and some Stickles to the waves.  The sentiment is from Jaded Blossom.

I cut another yellow mat and used the same Jaded Blossom die for the wave patterned paper.  I used another Jaded Blossom die for the white mat and two of their stamps for the sentiment.